Payer products are buried in contracts
Each product can pay differently. Contract terms and claims data are disconnected, making product-specific resolution impossible.
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Fee schedule intelligence for specialty practices
Forecast revenue through fee schedule changes, identify likely underpayments, and strengthen payer negotiations. Start with your claims and contracts—no EMR integration required.
The intelligence gap
Often covering dozens of unique products, tiebacks, and carveouts—translating written contracts into working financial models can take finance teams weeks of work.
Each product can pay differently. Contract terms and claims data are disconnected, making product-specific resolution impossible.
Some agreements update with Medicare, others don’t. Understanding exactly how and why is critical to strategic and financial planning.
When contract terms aren't structured and compared against remittance, underpayments get missed.
Fulcrum Light
Fulcrum combines your written contracts, claims, and payer-published in-network rates to forecast revenue, review payments, and compare your position in the market. Start with a claims export and your contract set.
Structures your rates, amendments, Medicare base years, effective dates, and carveouts.
CPT payment data at the claim-line level.
Detailed in-network rate data from all commercial insurers for you, your competitors, and the broader market
Structure contracts and fee schedules with OCR and human review.
Connect claims to the insurance products and rate schedules that price them.
Reprice claim lines under proposed schedules and compare planning scenarios.
Check contract terms and published rates, then review evidence for likely underpayments.
What your team can do
Illustrative platform views; figures shown are examples.
Model claim-line impact by service, location, and provider. Toggle proposed policies, compare scenarios, and save analyses to rerun when new data arrives.
Upload proposed terms and apply them to your actual volume. Compare rates with other groups contracted with the same payer, by insurance product, to support a counterproposal.
Check contract terms against published rates, then review remittance evidence.
Compare claims with contract terms and payer-published rates to distinguish contract setup errors from likely underpayments. Review EOB evidence and receive a monthly report with appeal support and next steps.
Fulcrum surfaces the employers and plan sponsors in your area with the most competitive network rates, and identifies competitive products you are currently out of network with.
Resolve each payer into its exact products and contract terms. See which schedules follow Medicare, which stay fixed, and the annual revenue impact of each.
Monthly payer-rate snapshots retain historical context and highlight changes across your contracts, competitors, and geography.
Fulcrum Integrated
Add EMR encounter data, provider compensation, and supplies and device invoices to understand the costs behind revenue.

Compare reimbursement with recorded physician time, clinical labor, and direct and indirect practice expense. See where time differs from CMS assumptions and which services cost more to deliver than they earn.

Forecast provider pay and contract margin together. Compare work-RVU efficiency between providers, review results by payer and service category, and identify where compensation could outpace collected revenue.
Start with Light or go directly to Integrated. Light uses claims and contracts without EMR integration. For Integrated, we scope the additional encounter, compensation, and cost inputs with your team.
Discuss Fulcrum IntegratedWho we help
Build revenue forecasts across providers and locations, compare payer products, and prioritize negotiations and payment reviews.
Connect physician-service reimbursement to planning across groups and service lines. Add Integrated to examine service costs and provider compensation.
Assess reimbursement exposure in diligence and monitor portfolio practices. Public-data estimates can support early target screening before internal records are available.
Market research and target screening are in beta for selected markets and specialties. Confirm coverage during scoping; valuation advisory is outside our scope.
How we work with practices
Both Fulcrum Light engagements begin with a claims export and your contracts, shared through a secure transfer process. No EMR integration is required.
Answer a defined fee-schedule, negotiation, or payment question for a one-time fee.
Keep forecasts, market comparisons, and payment review current as fee schedules and contract terms change.
Get in touch
Request a demonstration or discuss an analysis. Tell us your priority; we’ll confirm the scope and secure data-transfer process. No patient data is needed for this first conversation.